RandRoute · South African money tools
50/30/20 Budget Calculator
Start with a framework, then adapt it to the life you actually live.
Calculator inputs
- After-tax income
- Needs allocation
- Wants allocation
- Savings allocation
How the calculator works
Enter the key inputs for 50/30/20 budget calculator and compare the estimate with a different rate, term, or goal.
Example calculation
Use the default values as a worked example, then replace them with your own numbers to make the result useful.
Frequently asked questions
- How does the 50/30/20 budget calculator work?
- Use the 50/30/20 framework to turn after-tax income into needs, wants, and savings targets.
- Is this result guaranteed?
- No. It is an estimate for planning and education. Check the assumptions and confirm important decisions with your provider or adviser.
Related financial tools
Estimate only. Results are based on the information entered and applicable assumptions. Actual amounts may differ.